Financial Services publications

Non-Banking Finance Companies: The Changing Landscape

Our knowledge paper presents an analysis of various alternate credit scoring methodologies and their feasibility in the Indian context.

Fintech: Redefining banking for customers

In the last few years, technological innovation has allowed new players to change the way the world perceives financial services. This report appraises the development of new technologies and offerings by fintech in the banking space, the adoption of these emerging technologies and the impact that fintech has had on the financial services sector. The report also presents the key findings of the CII-PwC Banking Tech Survey 2016.

Rethinking distribution: Smart solutions for smart customers

The world of financial services is changing in ways that are more dramatic than we would have imagined even five years ago. Inspired by Apple stores and other similar outlets, banks are using smart technology to remodel their branches into smarter retail-like outlets.

Disrupting cash: Accelerating electronic payments in India

The story of financial inclusion in India can be traced back to bank nationalisation and told through its milestones, including loan waivers, schemes to lend to priority sectors with or without interest subventions, no-frills accounts, microinsurance, rural branches and, most recently, large-scale enrolment under the Pradhan Mantri Jan-Dhan Yojana (PMJDY) and Pradhan Mantri Suraksha Bima Yojana (PMSBY).