Manoj is the Chief Risk Officer and a member of the leadership team at PwC India. He began his career with PwC US in 1990 and has spent over 35 years with the firm. He specialises in providing assurance and business advisory services to clients in the financial services sector, primarily in banking, payments, capital markets, and FinTech. He also has experience in manufacturing, distribution and international holding company structures. Manoj has taken three international assignments during his career.  He worked in Luxembourg from 1996–2002, was a member of PwC’s Global FS Leadership Team and the global XLoS leader of PwC’s FinTech practice from 2015–2018. He also led PwC’s Automotive Finance practice in the US from 2008–2012.