Domestic Payment Scheme
We assist in designing and building national payment systems/companies like leading domestic card scheme set up in India.
Key activities
- Design Business Applications, infrastructure
- Build solution for payments and collections
- Creation of pricing/ commercial structure
- Benchmarking with global best practices

Business Review and build-out
Business review covers people, process, IT and controls leading to topline growth, bottom line reduction, improved customer experience and strengthened controls. We help payments business build-out with expertise in designing new product features, operational process, license for new application among others
Key activities
- Product and pricing strategy
- Capability assessment and building
- Partnership requirements and economics thereof
- Business model assessment covering synergies with existing businesses
- Designing Digital payments roadmap

Technology Advisory
- We have assisted banks in integration of leading NFC based technology and tokenization for enhanced security.
- We also assist in payment system vendor selection and deployment (CMS, Payment Hubs, Switch, etc.)
- Conducting technology due diligence
Key activities
- RFP preparation
- Partner and vendor selection
- Technology architecture design
- Project management
- Change management
- Technology evaluation
- Due diligence
- Payments Analytics

Operations Transformation
We assist clients in process review, gap analysis and re-designing of processes to help in cost optimization and enhance efficiency and effectiveness of their businesses.
- Design Standard Operating Process (SOPs)
- Create Business requirement document (BRDs)
- Development of operating model
- Assistance in process improvement
- Formulating cost reduction strategies
- Assessment of economics of partnership/outsourcing

Transformation Program for Payments
PwC is deeply embedded into the FinTech ecosystem. We assisted multiple corporates in identifying and embedding innovative solutions from the best suited global startups
- Enable partnership with FinTechs
- Facilitate accelerator programs
- Identify and prioritise innovation opportunities
- Scan and scout for companies offering relevant solutions
- Design engagement model for shortlisted companies
- Embed the successful PoCs into business

Entry into Indian payments ecosystem
- Market assessment and entry strategy for global payment companies
- Commercial Due Diligence for potential investments into existing players
- Market assessment, sizing and potential
- Insights about competitive landscape
- Validated of business plan on the basis of industry, competition and historical
- Commercial due diligence

Cryptocurrency
A cryptocurrency is a digital or virtual token that uses strong cryptography to secure transactions. It is a decentralised digital asset that is stored on a distributed ledger, which is managed by consensus algorithms like proof of stake and proof of work.
